+91 77920 03202 | +91 98870 38049 [email protected] Karauli, Rajasthan
Mon – Sat : 9:30 AM to 5:30 PM
Trusted Since Inception

Empowering Your
Financial Future

Vinayak Micro Finance Sahakari Samiti Limited provides secure and reliable financial solutions — from Personal Loans to Fixed Deposits — built on a foundation of trust and transparency.

Loan Portfolio

Total Managed ₹ 5+ Crores
Interest Rate Competitive
Processing Minimal Docs
Disbursement Fast Track
Safe & Secured Deposits

Grow Your Savings
With Confidence

Invest in our Fixed Deposits, Recurring Deposits, and Daily Deposit schemes with attractive returns. Your money is safe, your future is bright with Vinayak Micro Finance.

Deposit Schemes

Fixed Deposit Up to 12% p.a.
Recurring Deposit Flexible Plans
Daily Deposit ₹50 / Day
Maturity Assured Returns
Quick & Easy Loans

Loans That
Work For You

Whether it's a Personal Loan for urgent needs or a Business Loan to fuel your enterprise — Vinayak Micro Finance provides quick disbursement with transparent terms.

Apply for a Loan →

Membership Benefits

Members Growing Family
Process 100% Digital
Support WhatsApp OTP
Transparency Real-Time Access
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Happy Members
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Loan Portfolio
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Products
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Safe & Secured
What We Offer

Financial Services You Can Trust

From secure deposit schemes to quick-disbursement loans, Vinayak Micro Finance provides comprehensive financial solutions for our members.

Loan Products

Avail Personal Loans and Business Loans with competitive interest rates, minimal documentation and quick disbursement to meet your financial needs.

Apply for Loan →

Become a Member

Join our growing cooperative society family. Membership gives you access to all our deposit and lending products with exclusive member benefits.

Join Now →

Deposit Schemes

Grow your money with our Fixed Deposit, Recurring Deposit and Daily Deposit schemes offering attractive interest rates and assured returns on maturity.

Explore Deposits →
Our Products

Comprehensive Financial Solutions

Choose from our range of carefully designed products that cater to your savings and borrowing needs.

Personal Loan

Quick personal loans for all your urgent needs with easy EMI options.

Apply Now →

Business Loan

Fuel your enterprise growth with our tailored business financing solutions.

Apply Now →

Fixed Deposit (FD)

Guaranteed returns on your investment with flexible tenure options.

Invest Now →

Recurring Deposit (RD)

Build wealth systematically with monthly installments and great returns.

Start RD →

Daily Deposit

Save daily, grow daily — small deposits that lead to big savings over time.

Start Saving →

Savings Account

A secure savings account with easy digital access to your funds anytime.

Open Account →
About Vinayak Micro Finance

A Cooperative Society
Built on Trust

Vinayak Micro Finance Sahakari Samiti Limited is a registered Sahakari Samiti (Cooperative Society) dedicated to the financial empowerment of its members. We provide safe deposit schemes and affordable micro-credit facilities.

Our operations are governed by the Cooperative Societies Act and we adhere strictly to regulatory guidelines. We believe in transparency, member participation, and professional management of all financial activities.

Government Regulated
Professional Management
Assured Returns
100% Transparent
₹5 Cr+
Active Loan Portfolio
Carefully managed lending portfolio with strict risk assessment and compliance protocols.
6+
Financial Products
Personal Loans, Business Loans, FD, RD, Daily Deposit and Savings Account — all in one place.
100%
Digital Operations
Fully digital ERP-powered backend with real-time member portal access via WhatsApp OTP login.
Have Questions?

Frequently Asked Questions

Absolutely. Vinayak Micro Finance Sahakari Samiti Limited operates under the Cooperative Societies Act and follows all government regulations to ensure the safety and security of your deposits. Your funds are used strictly for secured lending to our members.
Any Indian citizen above 18 years of age with a valid Aadhaar card and PAN card can become a member. Visit our office or contact us to start the simple membership process. A nominal share capital investment makes you a full member with access to all our products.
We offer competitive interest rates on our Fixed Deposit schemes that are significantly better than many traditional savings options. The exact rate depends on the tenure chosen. Please contact our office or log in to the member portal for the latest rate chart.
We pride ourselves on fast turnaround times. Once your documents are verified and loan is sanctioned, disbursement can happen within 24-48 hours for Personal Loans. Business Loans may take slightly longer depending on the documentation involved.
Members can access their complete account dashboard through our Member Login portal. You'll receive an OTP on your registered WhatsApp number for secure authentication. Once logged in, you can view your savings balance, loan details, EMI schedule, deposit maturity dates, and complete transaction history.

Ready to Join Vinayak Family?

Take the first step towards financial security. Become a member today and unlock access to our premium financial products and services.

Become a Member →
Get in Touch

Contact Us

Visit our office or reach out through any of these channels. We're here to help you with all your financial needs.

Our Office

Karauli, Rajasthan, India

Call Us

+91 77920 03202

+91 98870 38049

Mon – Sat, 9:30 AM – 5:30 PM

Product Inquiry

Fill your details and our team will contact you within 24 hours.

1 Details
2 Verify OTP
Done

Membership Application

विनायक माइक्रो फाइनेंस सहकारी समिति की सदस्यता के लिए आवेदन करें

1 Personal
2 KYC
3 Nominee
4 OTP